Medicare

Medicare is a federal program that offers health insurance to American citizens and other eligible individuals.  The program is often called Original Medicare.  It has two parts – Part A and Part B.

Legal residents must live in the U.S. for at least 5 years in a row, including the 5 years just before applying for Medicare.  You must also meet on of the following requirements:

• Age 65 or older

• Younger than 65 with a qualifying disability

• Any age wit a diagnosis of end-stage renal disease or ALS

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Part A covers inpatient hospital and skilled nursing care.  Part B covers doctor visits and outpatient care.  You can add coverage to Original Medicare or choose a private plan to get more coverage like Medicare Advantage.  Don’t know the difference between Original Medicare, Medicare Supplement, and/or Medicare Advantage?  Contact us for a free consultation.